“Maybe those who can also provide discounts on local transactions and local attractions will be even more helpful for our wonderful trip.”

“It could have discounts based on the destination that you're going to. Obviously, have the best, exchange rates, have no travel fees. Like, I guess they could the they could get their fees from the merchant rather than from the consumer. Well, it could have, like, travel information in there, suggestions of things to do, possibly.”

“It might recognize that I'm on holiday in a particular location and pop up some novel notifications, often near local discounts or special prices on local attractions. That would be quite impressive, and and that would make it more enjoyable.”

“My travel payment app would be something that I'd be able to withdraw cash from. It would have to have some kind of overdraft in it in kind of in case of emergencies. And I think the other main thing for me would be it would have to have extra perks, like, including travel a travel, lounge access at airports, and maybe discounted maybe discounted transfer options.”

“I think probably it would have, just a button on the app where you can click to say you are abroad and that they don't need to flag up your account as stolen and all this type of thing. It would have, local offers, local deals available to the place you're in, so it'll give you sort of discounts at local businesses to the location you go to. So it it would cultivate with, what's the word? Not cultivate. It would curate curate the offers based on what country you're in. So if you go to, say, let's say, France, it will give you offers on local businesses, and it would work with local companies, local businesses, and it would sort of tap into what offers are available and show you those. Because, if you're traveling around a country where there's not a huge amount of English, which is on signs and different things like this, it's not gonna be not gonna be easily accessible to you, sort of certain offers and things like that. So it would have that sort of thing. It might have a cashback feature built in so that if you were sort of supporting local small businesses, you would get a bit of cashback and that type of thing. It would also be, free to try free to use in any country, so it wouldn't you wouldn't have kind of conversion headaches or charges for using it in in other countries. It'd be one that sort of works in all countries equally.”

“If I could receive points for traveling if I were to travel somewhere and I could receive points which could later on give me discounts would be very, very helpful. It would be a really cool feature that would I think would make me more likely to use. If it could give me experiences or suggestions of experiences that I could indulge in while I'm there would be well, I think that would make my trip very enjoyable.”

“I think I've I've I often thought of this question actually that, you know, if the app itself can, you know, give you the area that you're in, the attractions that's in that area, I know that my my bank app tells me where, you know, like, car rentals and and airports and stuff like that is, but having more of your personalized, you know, attractions, versus, you know, just, restaurants and stuff. Having I think that would be would be awesome to have, you know, and so you wouldn't have to really do a Google search. You just open up your credit card app, and, you know, these are the the the top things that people are, you know, doing in your area.”

“How do I think cards such as that can encourage you encourage me to explore? Well, man, I mean, I if if I know I'm gonna get more cash back from doing a certain, outing, certain activities, so certain local experience, I'm certainly gonna be more likely to do it. I probably will do it because you're already spending so much money. The cashback's worth it if it's there. So that would that would greatly encourage me. I'd I'd probably do anything that has a higher cashback rate at the same time for the cashback, but also to explore.”

“Yeah. Traveling related bonuses, like, especially, like, I don't know, like, flight tickets, airline related services, car rentals. Also, it could be fun if an app if the app would also give me, like, suggestions. What is cheaper in the country I am at as, my usual location?”

“My dream travel payment card or app, special features are perks, at, searching tourist attractions. Okay. I get a discount on souvenirs or, maybe local travel in or, maybe entry to tourist attractions. So I'm not discounted or, just getting around would be a good thing.”

“I think maybe something like a quiz beforehand, or during the trip. For example, are you the type of person who wants to decide on the fly? Are you the type of person I like to see, who wants to learn new things, like a questionnaire? And then I think it's good if you get recommendations based on that, which actually work.”

“Yes, I can imagine that—I don't know if it fits into an app, but if, for example, a payment app gives you suggestions about other things you could book that would suit you. But I just don't know if that fits into a payment app.”

“Yes. It would. It give you an idea before you went of what, deals you could get and the local area of what's in and around.”

“Threw a notification on my phone from the banking credit card app, and ones that offer a substantial discount would attract me the most. Those kind of offers would certainly make you tempted to buy something you hadn't planned to buy.”

“I think earning points of rewards for local experiences would make the activities, a lot more appealing. I was conscious of time. I just want to go over. Yeah. That would be all I can control for at the moment.”

“Lower exchange rates, perks, especially when you're in a specific city. So there are partnerships with local local retailers or dining perks. It would also be great to have some specific, let's say, experiences specific to those card or payment app holders that they can experience when they're, members of this particular payment service for payment card.”

“Yeah. That would be great too. Just, help us to save money, avoid all the, issues, and, also, the local shops or restaurants, good or bad, like, you can use this card or not and cash only, something like that, will be great.”

“So one of the most important thing would be the security. It should be secure payment, where we don't have to worry about, you know, paying for the conversion rate. So it's a more important thing. And, secondly, where it's also just tap and pay, and it's not, like, something that we have to, you know, give, on, like, a surcharge. There should be no surcharge on that as well. So my dream payment card would be obviously which is, you know, convenient and easy to use, which is used, which can be used all over the world at all the places, be it an airport, be it a small cafe, be it a bar, be it a five star hotel. So it should be, you know, it should be it should it should be usable at all the places, without having to pay any, you know, surcharge, without having to pay any extra fee. And the perks I would, like would be, like, I should get access to some discounts or some, you know, free gifts and, some premium memberships on some clubs or some participating, you know, stores or something like that.”

“The most factors and important for me when I deciding on a payment is, one, I choose the easier methods, and the second one, the convenience, and the third one, for me, the one that have discounts.”

“In any case, all information at a click. Then, if possible, a payment function, or at least an explanation of what's required on-site, and bonus points or some kind of reward that you get for using the service.”